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my<00:00:12.599><c> name</c><00:00:12.750><c> is</c><00:00:12.870><c> Daniel</c><00:00:13.170><c> door</c><00:00:13.349><c> I</c><00:00:13.380><c> work</c><00:00:13.710><c> for</c><00:00:13.950><c> a</c>

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my name is Daniel door I work for a
 

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my name is Daniel door I work for a
credit<00:00:14.160><c> karma</c><00:00:14.460><c> I'm</c><00:00:14.759><c> a</c><00:00:14.820><c> manager</c><00:00:15.269><c> of</c><00:00:15.509><c> the</c><00:00:15.599><c> data</c>

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credit karma I'm a manager of the data
 

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credit karma I'm a manager of the data
science<00:00:16.049><c> team</c><00:00:22.519><c> well</c><00:00:23.519><c> it</c><00:00:23.640><c> was</c><00:00:23.820><c> really</c><00:00:24.119><c> cool</c>

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science team well it was really cool
 

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science team well it was really cool
being<00:00:24.600><c> here</c><00:00:24.750><c> because</c><00:00:24.840><c> there</c><00:00:24.990><c> was</c><00:00:25.080><c> some</c><00:00:25.199><c> really</c>

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being here because there was some really
 

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being here because there was some really
great<00:00:25.529><c> speakers</c><00:00:26.010><c> had</c><00:00:26.279><c> some</c><00:00:26.519><c> really</c>

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great speakers had some really
 

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great speakers had some really
interesting<00:00:26.970><c> problems</c><00:00:27.510><c> they</c><00:00:27.630><c> were</c><00:00:27.720><c> solving</c>

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interesting problems they were solving
 

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interesting problems they were solving
it<00:00:28.680><c> was</c><00:00:28.800><c> also</c><00:00:28.949><c> kind</c><00:00:29.189><c> of</c><00:00:29.310><c> interesting</c><00:00:29.609><c> getting</c>

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it was also kind of interesting getting
 

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it was also kind of interesting getting
some<00:00:29.910><c> feedback</c><00:00:30.060><c> from</c><00:00:30.300><c> the</c><00:00:30.630><c> audience</c><00:00:30.660><c> on</c><00:00:31.170><c> you</c>

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some feedback from the audience on you
 

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some feedback from the audience on you
know<00:00:31.529><c> the</c><00:00:31.560><c> problem</c><00:00:31.769><c> i</c><00:00:32.009><c> was</c><00:00:32.130><c> presenting</c><00:00:32.309><c> and</c>

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know the problem i was presenting and
 

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know the problem i was presenting and
how<00:00:33.480><c> i</c><00:00:33.510><c> was</c><00:00:33.750><c> thinking</c><00:00:34.020><c> about</c><00:00:34.200><c> it</c><00:00:34.380><c> a</c><00:00:34.410><c> lot</c><00:00:34.590><c> of</c>

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how i was thinking about it a lot of
 

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how i was thinking about it a lot of
good<00:00:35.280><c> things</c><00:00:35.399><c> i</c><00:00:35.550><c> can</c><00:00:35.670><c> incorporate</c><00:00:35.910><c> in</c><00:00:36.210><c> my</c><00:00:36.300><c> day</c>

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good things i can incorporate in my day
 

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good things i can incorporate in my day
to<00:00:36.480><c> day</c><00:00:36.600><c> two</c><00:00:36.750><c> i</c><00:00:43.160><c> actually</c><00:00:44.160><c> think</c><00:00:44.399><c> like</c><00:00:44.520><c> big</c>

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to day two i actually think like big
 

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to day two i actually think like big
data<00:00:44.969><c> is</c><00:00:45.149><c> in</c><00:00:45.239><c> this</c><00:00:45.329><c> spot</c><00:00:45.570><c> where</c><00:00:45.809><c> we're</c><00:00:46.200><c> kind</c><00:00:46.410><c> of</c>

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data is in this spot where we're kind of
 

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data is in this spot where we're kind of
in<00:00:46.559><c> a</c><00:00:46.649><c> wild</c><00:00:46.950><c> wild</c><00:00:47.070><c> west</c><00:00:47.370><c> where</c><00:00:47.730><c> people</c><00:00:48.239><c> can</c>

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in a wild wild west where people can
 

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in a wild wild west where people can
just<00:00:48.539><c> go</c><00:00:48.690><c> out</c><00:00:48.870><c> and</c><00:00:48.899><c> you</c><00:00:49.410><c> don't</c><00:00:49.559><c> necessarily</c>

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just go out and you don't necessarily
 

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just go out and you don't necessarily
have<00:00:50.010><c> to</c><00:00:50.129><c> have</c><00:00:50.190><c> formal</c><00:00:50.579><c> training</c><00:00:51.059><c> but</c><00:00:51.210><c> you</c><00:00:51.960><c> can</c>

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have to have formal training but you can
 

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have to have formal training but you can
go<00:00:52.289><c> and</c><00:00:52.410><c> learn</c><00:00:52.590><c> on</c><00:00:52.890><c> the</c><00:00:52.980><c> job</c><00:00:53.010><c> you</c><00:00:53.430><c> can</c><00:00:53.550><c> go</c><00:00:53.670><c> to</c>

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go and learn on the job you can go to
 

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go and learn on the job you can go to
the<00:00:53.879><c> boot</c><00:00:54.090><c> camp</c><00:00:54.360><c> and</c><00:00:54.570><c> you</c><00:00:54.660><c> can</c><00:00:54.780><c> actually</c><00:00:54.930><c> just</c>

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the boot camp and you can actually just
 

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the boot camp and you can actually just
become<00:00:55.500><c> part</c><00:00:55.800><c> of</c><00:00:55.860><c> the</c><00:00:55.920><c> community</c><00:00:56.070><c> doing</c><00:00:56.670><c> that</c>

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become part of the community doing that
 

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become part of the community doing that
and<00:00:56.940><c> so</c><00:00:57.000><c> I</c><00:00:57.059><c> think</c><00:00:57.239><c> it</c><00:00:57.329><c> actually</c><00:00:57.780><c> creates</c><00:00:58.199><c> a</c><00:00:58.530><c> lot</c>

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and so I think it actually creates a lot
 

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and so I think it actually creates a lot
of<00:00:58.680><c> opportunity</c><00:00:59.280><c> for</c><00:00:59.309><c> lots</c><00:00:59.609><c> of</c><00:00:59.699><c> people</c><00:00:59.760><c> to</c><00:01:00.000><c> get</c>

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of opportunity for lots of people to get
 

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of opportunity for lots of people to get
into<00:01:00.329><c> it</c><00:01:00.359><c> it</c><00:01:00.570><c> reminds</c><00:01:00.960><c> me</c><00:01:01.079><c> of</c><00:01:01.199><c> you</c><00:01:01.739><c> know</c><00:01:01.829><c> like</c>

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into it it reminds me of you know like
 

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into it it reminds me of you know like
automotive<00:01:02.370><c> industry</c><00:01:02.850><c> and</c><00:01:03.090><c> other</c><00:01:03.510><c> sorts</c><00:01:03.780><c> of</c>

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automotive industry and other sorts of
 

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automotive industry and other sorts of
things<00:01:03.930><c> were</c><00:01:04.199><c> you</c><00:01:04.470><c> know</c><00:01:04.530><c> hundreds</c><00:01:04.920><c> of</c><00:01:04.949><c> you</c>

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things were you know hundreds of you
 

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things were you know hundreds of you
know<00:01:05.189><c> as</c><00:01:05.339><c> the</c><00:01:05.489><c> last</c><00:01:05.670><c> few</c><00:01:05.880><c> hundred</c><00:01:05.939><c> years</c><00:01:06.150><c> went</c>

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know as the last few hundred years went
 

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know as the last few hundred years went
by

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yeah<00:01:14.250><c> i</c><00:01:14.280><c> think</c><00:01:14.400><c> if</c><00:01:14.700><c> if</c><00:01:14.940><c> people</c><00:01:15.210><c> could</c><00:01:15.300><c> take</c><00:01:15.450><c> one</c>

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yeah i think if if people could take one
 

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yeah i think if if people could take one
thing<00:01:15.900><c> from</c><00:01:16.080><c> from</c><00:01:16.560><c> my</c><00:01:16.710><c> talk</c><00:01:16.950><c> I</c><00:01:17.220><c> think</c><00:01:17.750><c> you</c><00:01:18.750><c> know</c>

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thing from from my talk I think you know
 

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thing from from my talk I think you know
I<00:01:19.470><c> think</c><00:01:19.650><c> it's</c><00:01:19.920><c> that</c><00:01:19.980><c> you</c><00:01:20.250><c> know</c><00:01:20.340><c> we</c><00:01:20.520><c> as</c><00:01:20.730><c> the</c><00:01:20.850><c> big</c>

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I think it's that you know we as the big
 

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I think it's that you know we as the big
data<00:01:21.150><c> community</c><00:01:21.630><c> have</c><00:01:21.810><c> a</c><00:01:21.840><c> really</c><00:01:22.110><c> interesting</c>

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data community have a really interesting
 

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data community have a really interesting
opportunity<00:01:23.190><c> to</c><00:01:23.370><c> make</c><00:01:23.520><c> sure</c><00:01:23.730><c> that</c><00:01:24.000><c> or</c><00:01:24.570><c> you</c>

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opportunity to make sure that or you
 

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opportunity to make sure that or you
know<00:01:24.900><c> interesting</c><00:01:25.410><c> opportunity</c><00:01:25.860><c> to</c><00:01:26.040><c> help</c>

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know interesting opportunity to help
 

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know interesting opportunity to help
people<00:01:26.640><c> actually</c><00:01:27.540><c> benefit</c><00:01:27.960><c> from</c><00:01:28.080><c> the</c>

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people actually benefit from the
 

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people actually benefit from the
interactions<00:01:28.680><c> with</c><00:01:28.860><c> our</c><00:01:28.890><c> products</c>

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interactions with our products
 

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interactions with our products
especially<00:01:30.090><c> when</c><00:01:30.450><c> you</c><00:01:30.540><c> consider</c><00:01:30.660><c> that</c><00:01:30.930><c> you</c>

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especially when you consider that you
 

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especially when you consider that you
know<00:01:31.560><c> right</c><00:01:31.770><c> now</c><00:01:31.920><c> a</c><00:01:31.950><c> lot</c><00:01:32.340><c> of</c><00:01:32.490><c> interactions</c><00:01:32.970><c> are</c>

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know right now a lot of interactions are
 

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know right now a lot of interactions are
driven<00:01:33.330><c> by</c><00:01:33.420><c> big</c><00:01:33.690><c> data</c><00:01:33.720><c> but</c><00:01:34.140><c> five</c><00:01:34.470><c> ten</c><00:01:34.740><c> years</c>

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driven by big data but five ten years
 

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driven by big data but five ten years
from<00:01:35.010><c> now</c><00:01:35.160><c> almost</c><00:01:35.490><c> every</c><00:01:35.790><c> interaction</c><00:01:36.000><c> will</c>

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from now almost every interaction will
 

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from now almost every interaction will
be<00:01:36.390><c> driven</c><00:01:36.570><c> from</c><00:01:36.690><c> Big</c><00:01:36.990><c> Data</c><00:01:37.490><c> you</c><00:01:38.490><c> know</c><00:01:38.580><c> I</c><00:01:38.610><c> think</c>

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be driven from Big Data you know I think
 

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be driven from Big Data you know I think
if<00:01:39.360><c> we</c><00:01:39.510><c> can</c><00:01:39.630><c> start</c><00:01:39.810><c> thinking</c><00:01:40.140><c> about</c><00:01:40.230><c> how</c><00:01:40.620><c> we</c>

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if we can start thinking about how we
 

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if we can start thinking about how we
can<00:01:41.220><c> measure</c><00:01:41.610><c> and</c><00:01:41.970><c> include</c><00:01:42.330><c> user</c><00:01:43.140><c> benefit</c>

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can measure and include user benefit
 

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can measure and include user benefit
into<00:01:44.040><c> the</c><00:01:44.130><c> types</c><00:01:44.340><c> of</c><00:01:44.430><c> decisions</c><00:01:44.700><c> we're</c><00:01:45.000><c> making</c>

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into the types of decisions we're making
 

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into the types of decisions we're making
you<00:01:45.450><c> know</c><00:01:45.540><c> everybody</c><00:01:45.960><c> will</c><00:01:46.080><c> be</c><00:01:46.170><c> better</c><00:01:46.350><c> off</c>

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yeah<00:01:54.310><c> well</c><00:01:54.790><c> if</c><00:01:54.880><c> you're</c><00:01:55.000><c> trying</c><00:01:55.210><c> to</c><00:01:55.300><c> get</c><00:01:55.420><c> into</c>

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yeah well if you're trying to get into
 

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yeah well if you're trying to get into
the<00:01:55.720><c> field</c><00:01:55.930><c> in</c><00:01:56.110><c> the</c><00:01:56.140><c> first</c><00:01:56.350><c> place</c><00:01:56.560><c> I</c><00:01:56.830><c> think</c><00:01:56.860><c> the</c>

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the field in the first place I think the
 

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the field in the first place I think the
best<00:01:57.280><c> thing</c><00:01:57.370><c> you</c><00:01:57.490><c> can</c><00:01:57.670><c> do</c><00:01:57.820><c> is</c><00:01:58.560><c> start</c><00:01:59.560><c> with</c><00:01:59.680><c> like</c>

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best thing you can do is start with like
 

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best thing you can do is start with like
a<00:01:59.860><c> Kegel</c><00:02:00.280><c> competition</c><00:02:00.790><c> there's</c><00:02:01.120><c> lots</c><00:02:01.630><c> of</c>

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a Kegel competition there's lots of
 

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a Kegel competition there's lots of
people<00:02:01.930><c> that</c><00:02:02.260><c> have</c><00:02:02.290><c> you</c><00:02:02.800><c> know</c><00:02:02.860><c> that</c><00:02:03.010><c> are</c>

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people that have you know that are
 

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people that have you know that are
willing<00:02:03.370><c> to</c><00:02:03.400><c> share</c><00:02:03.700><c> and</c><00:02:03.940><c> help</c><00:02:03.970><c> you</c><00:02:04.330><c> be</c><00:02:05.080><c> good</c><00:02:05.290><c> in</c>

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willing to share and help you be good in
 

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willing to share and help you be good in
about<00:02:06.280><c> the</c><00:02:06.520><c> time</c><00:02:06.550><c> you</c><00:02:06.850><c> get</c><00:02:07.000><c> good</c><00:02:07.120><c> enough</c><00:02:07.240><c> that</c>

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about the time you get good enough that
 

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about the time you get good enough that
they<00:02:07.630><c> stop</c><00:02:07.900><c> giving</c><00:02:08.320><c> you</c><00:02:08.470><c> advice</c><00:02:08.770><c> and</c><00:02:09.160><c> you</c>

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they stop giving you advice and you
 

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they stop giving you advice and you
probably<00:02:09.700><c> know</c><00:02:09.940><c> enough</c><00:02:10.210><c> that</c><00:02:10.420><c> you</c><00:02:10.540><c> can</c><00:02:10.720><c> you</c>

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probably know enough that you can you
 

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probably know enough that you can you
know<00:02:11.290><c> keep</c><00:02:11.440><c> learning</c><00:02:11.680><c> yourself</c><00:02:12.540><c> you</c><00:02:13.540><c> know</c><00:02:13.660><c> but</c>

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know keep learning yourself you know but
 

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know keep learning yourself you know but
I<00:02:13.840><c> think</c><00:02:13.870><c> that's</c><00:02:14.140><c> you</c><00:02:14.590><c> know</c><00:02:14.620><c> that's</c><00:02:14.710><c> one</c><00:02:14.980><c> of</c>

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I think that's you know that's one of
 

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I think that's you know that's one of
the<00:02:15.160><c> things</c><00:02:15.220><c> that'll</c><00:02:15.580><c> really</c><00:02:15.730><c> help</c><00:02:15.850><c> you</c><00:02:16.270><c> know</c>

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the things that'll really help you know
 

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the things that'll really help you know
that<00:02:16.600><c> along</c><00:02:17.530><c> with</c><00:02:17.560><c> some</c><00:02:17.710><c> of</c><00:02:17.860><c> the</c><00:02:17.920><c> other</c><00:02:17.980><c> paid</c>

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that along with some of the other paid
 

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that along with some of the other paid
courses<00:02:18.610><c> that</c><00:02:18.880><c> people</c><00:02:19.120><c> can</c><00:02:19.240><c> take</c><00:02:19.390><c> but</c><00:02:19.660><c> I</c><00:02:19.720><c> think</c>

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courses that people can take but I think
 

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courses that people can take but I think
that's<00:02:19.960><c> the</c><00:02:20.080><c> best</c><00:02:20.260><c> free</c><00:02:20.680><c> resource</c>

